Terms of Service

By creating an account, accessing, or using TradeUniv ("the Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms, including our Privacy Policy. These Terms constitute a legally binding agreement between you and TradeUniv.

You must be at least 18 years old to use our services. By using TradeUniv, you represent and warrant that you are of legal age to form a binding contract.

Account Creation: You must provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account Security: You agree to immediately notify us of any unauthorized use of your account or any other security breach. We will not be liable for any loss or damage arising from your failure to protect your account information.

Account Responsibility: You are solely responsible for all content posted and activity that occurs under your account, even if posted by others who have access to your account.

TradeUniv provides AI-powered trading tools, educational resources, and analytics. All users must:

• Use the platform for lawful purposes only
• Not misuse or abuse AI features (Trading Coach, Creator Chat)
• Not share false or misleading information
• Respect intellectual property rights of content creators
• Not engage in market manipulation or financial fraud
• Comply with all applicable laws and regulations
• Not attempt to reverse engineer or copy platform features
• Not use the platform to provide unlicensed financial advice

Violations of these guidelines may result in content removal, account suspension, or permanent ban from the Platform.

Your Data: You retain ownership of your trading data and personal information. By using our services, you grant us a limited license to process your data for providing platform features (AI analysis, journal tracking, performance insights).

Educational Content: Trading educational content accessed through the Traders Library is owned by respective content creators. Your subscription grants you a limited, non-transferable license to access content for personal educational use only. You may not redistribute, record, or share this content.

AI-Generated Content: AI-generated responses from Trading Coach and Creator Chat features are provided for educational purposes only. TradeUniv makes no warranties about the accuracy, completeness, or suitability of AI-generated content for any particular purpose.

Platform Technology: All TradeUniv branding, design, code, algorithms, and platform features (including AI models, search technology, and order flow tools) are owned by TradeUniv and protected by intellectual property laws. You may not copy, modify, reverse engineer, or redistribute our platform technology or attempt to extract our proprietary algorithms.

Subscriptions: Platform subscriptions are charged in advance on a recurring monthly basis unless otherwise stated. We offer multiple subscription tiers with varying features and pricing. Current tier options and pricing are displayed on our pricing page. Prices are subject to change at any time without notice. Price changes will apply to new subscriptions immediately and to existing subscriptions at the next renewal date.

Payment Processing: Payments are processed through Stripe, a third-party payment provider. You agree to provide accurate payment information and authorize us to charge your payment method for all subscription fees and applicable taxes.

Billing Cycle: Your subscription begins immediately upon payment and renews automatically unless cancelled. You are responsible for cancelling your subscription before the next billing date to avoid charges.

Refund Policy: All subscription fees are non-refundable except as required by law. If you believe you were charged in error, contact support within 7 days. You may cancel your subscription at any time through your account settings, and cancellation will take effect at the end of your current billing period.

Free Tier: The Member tier is free and provides access to basic features including economic calendar, browser extensions, and trading journal integration. We reserve the right to modify or discontinue free tier features at any time with reasonable notice.

You agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Upload viruses, malware, or any malicious code that could harm our systems
• Attempt to gain unauthorized access to other users' accounts or our systems
• Scrape, mine, or collect data from the Platform using automated tools
• Interfere with or disrupt the Platform's functionality or servers
• Create multiple accounts to evade bans or violate our policies
• Share account credentials or sell/transfer your account to others
• Engage in financial services without proper licensing and compliance
• Post content that infringes on intellectual property rights

By You: You may terminate your account at any time through your account settings. Upon termination, you will lose access to all communities and content.

By Us: We reserve the right to suspend or terminate your account at our discretion, with or without notice, for violations of these Terms, fraudulent activity, or any conduct we deem harmful to the Platform or other users.

Effect of Termination: Upon termination, your right to use the Platform will immediately cease. We may retain certain information as required by law or for legitimate business purposes.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TradeUniv, its officers, directors, employees, agents, contractors, and affiliates SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, exemplary, or punitive damages of any kind
• Loss of profits, revenue, data, use, goodwill, or business opportunities
• Financial losses, trading losses, or investment losses of any kind resulting from use of the Platform, AI features, educational content, or any information provided
• Inaccuracies, errors, or omissions in AI-generated content, third-party data, or educational materials
• Damages arising from reliance on any content, information, or analysis provided through the Platform
• Damages arising from unauthorized access to your account, data breaches, or security incidents
• Service interruptions, downtime, data loss, or technical malfunctions
• Third-party integrations, services, or content (including CandleLog, economic calendars, payment processors)
• ANY damages exceeding the total amount you paid to TradeUniv in the 12 months immediately preceding the event giving rise to the claim, OR $100 USD, whichever is LESS

THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF TradeUniv HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

You agree to indemnify, defend, and hold harmless TradeUniv and its officers, directors, employees, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any rights of another party
• Content you post or share on the Platform

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Dispute Resolution: Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property violations or unauthorized access.

Class Action Waiver: You agree to resolve disputes with TradeUniv on an individual basis and waive your right to participate in class actions or class-wide arbitration.

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or platform notification. Your continued use of TradeUniv after changes take effect constitutes acceptance of the modified Terms.

If you do not agree to the modified Terms, you must stop using the Platform and may terminate your account.

Entire Agreement: These Terms constitute the entire agreement between you and TradeUniv regarding the use of the Platform.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

No Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms at any time without notice.

If you have questions about these Terms or need to contact us regarding legal matters, please reach out: